{"id":23,"date":"2026-09-20T11:00:00","date_gmt":"2026-09-20T11:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/kelvinsmith-net\/2026\/09\/20\/will-a-cooling-labor-market-keep-mortgage-rates-below-7-in-2026\/"},"modified":"2026-09-20T11:00:00","modified_gmt":"2026-09-20T11:00:00","slug":"will-a-cooling-labor-market-keep-mortgage-rates-below-7-in-2026","status":"publish","type":"post","link":"https:\/\/www.kelvinsmith.net\/blog\/2026\/09\/20\/will-a-cooling-labor-market-keep-mortgage-rates-below-7-in-2026\/","title":{"rendered":"Will a cooling labor market keep mortgage rates below 7% in 2026?"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>With recent labor data showing slower job growth and a slight drop in unemployment\u2014mainly due to fewer people participating in the workforce\u2014many are wondering whether mortgage rates will stay below 7% into 2026. As someone who\u2019s spent decades guiding clients through both real estate and mortgage financing across Georgia, Alabama, Tennessee, and Florida, I understand how these shifts can impact your plans, whether you\u2019re buying your first home, selling, or looking to invest. Inflation pressures could linger through 2026, and there\u2019s talk of a possible rate hike in early 2027 as the Federal Reserve keeps its eye on a 2% inflation target, especially with ongoing geopolitical and AI-related uncertainties. My commitment is always to keep you informed with honest, straightforward advice so you can make confident decisions in an evolving market. If you have questions about how these trends might affect your next move, I\u2019m here to help you navigate every step.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.housingwire.com\/articles\/will-a-cooling-labor-market-keep-mortgage-rates-below-7-in-2026\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>With recent labor data showing slower job growth and a slight drop in unemployment\u2014mainly due to fewer people participating in the workforce\u2014many are wondering whether mortgage rates will stay below 7% into 2026. As someone who\u2019s spent decades guiding clients through both real estate and mortgage financing across Georgia, Alabama, Tennessee, and Florida, I understand [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":55,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-23","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.kelvinsmith.net\/blog\/wp-json\/wp\/v2\/posts\/23","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kelvinsmith.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kelvinsmith.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kelvinsmith.net\/blog\/wp-json\/wp\/v2\/comments?post=23"}],"version-history":[{"count":0,"href":"https:\/\/www.kelvinsmith.net\/blog\/wp-json\/wp\/v2\/posts\/23\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.kelvinsmith.net\/blog\/wp-json\/wp\/v2\/media\/55"}],"wp:attachment":[{"href":"https:\/\/www.kelvinsmith.net\/blog\/wp-json\/wp\/v2\/media?parent=23"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kelvinsmith.net\/blog\/wp-json\/wp\/v2\/categories?post=23"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kelvinsmith.net\/blog\/wp-json\/wp\/v2\/tags?post=23"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}